*Extensive mortgage underwriting experience for at least 4+ years. Responsible for reviewing, analyzing, approving and underwriting routine individual consumer requests and products with few deviations and within company and industry guidelines. Dependent on division, functions may include reviewing credit applications, credit bureau information, collateral valuation, tax returns, financial statements, and or other supporting documentation to recommend/approve requests within decisioning authority levels by way of automated scoring system or traditional underwriting; assisting with the calculations and preparation of reports for review; responding to customer inquiries and credit decisions; ensuring credit files are current, complete, and compliant with company standards; contacting customers and partners to gather information to make appropriate decisions, explain rationale behind credit decisions, and/or to sell/promote line products.6+ months underwriting or related industry experience.
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